Your rights, by country
The law that covers a coach or a course depends on where you are. Pick your country below for what the rules actually require, how to check the public record on a seller, and the specific way to claim your money back if it goes wrong. The method for vetting a seller is the same everywhere. What changes from one country to the next is the registry you search and the recourse you have, so those live on each country's own page.
One thing holds in all six. The rules govern how a course is advertised, not whether the method works. None of these countries makes a seller prove, before you pay, that their approach actually delivers. That gap is the same wherever you are, and the checks on this site are what close it.
Choose your country#
- United Kingdom. Companies House filings, the DMCCA and ASA advertising rules, and Section 75 plus card chargeback to claim money back. Then read getting your money back in the UK.
- United States. State incorporation records and EDGAR, FTC earnings and business-opportunity rules, and the Fair Credit Billing Act dispute route. Then read getting your money back in the US.
- Australia. ASIC and the business register, the consumer guarantees under Australian Consumer Law, and why a blanket "no refunds" sign is not lawful. Then read getting your money back in Australia.
- South Africa. CIPC records, the Consumer Protection Act with its five-day cooling-off, and how the juristic-buyer threshold decides who is covered. Then read getting your money back in South Africa.
- India. MCA21 filings, the 2024 coaching-sector guidelines on false urgency and paid-course disclosure, and the cheap online route to a consumer complaint. Then read getting your money back in India.
- Canada. Corporations Canada and the provincial registers, mis-selling withdrawal rights, and the provincial chargeback statutes. Then read getting your money back in Canada.
The limit#
A country page tells you what the law gives you and where to look. It does not rate any individual seller, and a clean public record is not a guarantee, just as an empty one is not a verdict. Use your country page for your rights and the public record, and use the one test for the seller actually in front of you. If it has already gone wrong, letters you can send gives you a refund letter to start with, and an honest look at your chances sets your expectations before you do.